Rachel Schartz:As a kid, I loved to go to the beach, go hiking, fishing and camping. Those were on top of my vacation list. The wonderful views of nature never fail to amaze me. So when I grew up, I wanted to work with something that has to do with nature. After I graduated from college, I took a few more courses on botany, flower arranging and farming. Then it was time to apply what I learned. As a fresh graduate, I had no capital to start my flower business. So just like any entrepreneur, I resorted to loaning the capital. Because of my knowledge and expertise, I was able to start my mini flower garden. I also put up a flower shop in one of the busy streets in our city. Before I knew it, I was delivering flowers all over town and getting orders from other places, too.
After a year of business operations, I had to put up another flower shop and hire more employees. The truck I was using for flower deliveries started to have engine problems. Probably just normal wear and tear since I had that truck for 5 years already. It was a gift from my dad, just so I had something to use when driving around town. It was really helpful when I started my business. Anyway, adding another shop meant shelling out money, I had to also set aside a budget for my truck.
I went online one day to check for truck financing options and I came across a website of a bad credit company. It\'s been awhile since I applied for a loan and through this site, I found out that there are now more specialized kinds of loans. There were home loans, car title loans, auto loans, payday loans and truck loans – just what I needed. Over the years, I managed my finances pretty well and I had no problems getting loans. So I read further and found out that it was really easy to get approved for a truck loan.
I went ahead and applied for a truck loan and got my money the next day. That was fast! In the next few days, I went around town to look for brand new trucks. Once I found the truck of my choice, I drove away with it on my way home. It was another great investment to keep my business running, making sure that my clients got fresh flowers when they needed it. Thanks to financing via loans, I wasn\'t pressured to pay the whole amount upon acquisition of my truck.
So basically, my flower business worked this way:
- I studied additional courses on what I was passionate about
- I started my garden and flower shop with the help of loans
- I acquired a new truck using a truck loan
- I am still enjoying the benefits of my flower business and have countless satisfied customers